RealFi for
Real Economies

Securely tokenize real-world economic initiatives — from micro-loans and crowdfunding to insurance and community initiatives, with our end-to-end smart contract workflow. Secured by Cardano.

Smart Contract Workflow

Automate transactions with secure, transparent smart contracts.

Scalable Payments

Handle transactions of any size and volume with the same reliability.

Stablecoin Support

Frictionless, volatility-resistant payments for real-world use.

Community Governance

Decentralized decision-making through DAO structures.

Applications

Real-World Use Cases

Reafino connects blockchain technology with real-world initiatives, creating value across multiple industries.

Investment Pool with Profit Sharing

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🌾 Tokenized Crop-Sharing

Farmers raise upfront capital by tokenizing future harvests. Returns are based on yield data, sharing both risk and reward transparently.

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💎 Commodities & Real Estate

Invest in commodity trades or real estate projects through tokenized pools. Smart contracts automate profit sharing and boost trust.

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📈 Small Businesses & Startups

Support early ventures through tokenized revenue-sharing, giving them capital without equity dilution and aligning long-term incentives.

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🎨 Creators & Innovators

Raise funds for creative projects—films, games, art, and more—with optional rewards like NFTs, merch, or early access. Secured by transparent smart contracts.

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🛍️ Product Pre-Sales

Test demand and fund development by pre-selling products or services. Campaigns only succeed if funding goals are met, reducing risk for everyone.

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💧 Community Impact Campaigns

Support causes like clean water, education, and healthcare. Funds are tracked on-chain, so impact is transparent and outcomes are measurable.

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⛈️ Weather & Climate Insurance

Protect sectors like agriculture and logistics with oracle-based payouts triggered by weather events. Transparent, automated, and fraud-resistant.

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🎫 Event Cancellation Insurance

Safeguard against cancellations of events due to emergencies or disruptions. Smart contracts trigger payouts automatically upon verified incidents.

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🏠 Property Investment Insurance

Cover risks in real estate deals—like tenant defaults or missed payments—with event-triggered payouts that offer fast, reliable protection.

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🤝 Social Good Campaigns

Communities and nonprofits raise funds with milestone-based disbursements and on-chain impact tracking. Supporters earn NFT badges that reflect their contributions.

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🎁 Cause-Based Raffles & Contests

Join raffles or creative challenges by donating to a cause. Winners are chosen via auditable randomness, with rewards like NFTs, merch, or event access.

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🌴 Tourism & Lifestyle Impact

Tie events, eco-tourism, and donations to blockchain-based experiences. Guests earn unique NFT mementos that support regional goals like tree planting or education.

What Reafino Offers

Economic Activity Into Digital Value

All-or-Nothing Crowdfunding

Only fund what’s fully supported. Our All-or-Nothing Crowdfunding model releases funds only when campaign goals are met. Contributions are held securely in smart contracts and refunded if the target isn't reached. Reward tiers—like NFTs, physical goods, or acknowledgments—deepen engagement between creators and backers.

Community Investment Pools

Contribute to pooled funds supporting agriculture, small businesses, and grassroots initiatives. Profits are shared fairly based on contributions, with smart contracts ensuring full transparency and inclusive participation.

Event-Linked Insurance

Access tokenized insurance products that automatically trigger payouts based on predefined events. This system cuts fraud, speeds up claims, and builds trust through transparent, rule-based coverage.

Charity Meets Gamification

Support meaningful causes through donation campaigns and raffles powered by blockchain. Every donation is traceable, and every raffle is provably fair—making giving both impactful and fun.

Seamless Onboarding

Streamlined, templatized workflows that simplify the integration process for businesses and institutions looking to tokenize their assets.

Regulatory Compliance

Built-in compliance frameworks that proactively adhere to global and local regulations, ensuring sustainable and legitimate operations.

The Reafino Experience — RealFi Using Cardano

Roadmap

Our journey to unlock real-world financial utility through decentralized infrastructure and sustainable growth

From Testnet to Global Adoption

Public Testnet Launched

Features Available Now

Self-service project creation
All-or-nothing crowdfunding product segment – SmartStarter
End-to-end smart contract-driven workflow for tokenization, funding, and payouts

Mainnet

Foundation Phase

Audit of smart contracts
UI/UX enhancement and refinement
Mainnet launch with initial product segments
Open-source smart contracts
Publish Protocol Whitepaper

Team & Governance Expansion

Expansion & Governance

Active project onboarding
Formalization of ReaFino's operational structure
Expansion of Technology, Legal, and Operations teams
Token staking mechanism
Activation of ReaFino DAO for proposal voting
Tokenholder incentives & Cardano branding report

Ecosystem Maturity

Consolidation

Rollout of financial analysis tools and dashboards
Integration of CIP-113 for real-world asset metadata
Partnerships & Integrations
Strategic marketing campaigns

Institutional Growth

Growth & Scaling

Institutional partnership initiatives (starting in India)
Enhanced DAO-driven governance and increased adoption
Stakeholder value review & branding evolution report

Governance

Where your voice shapes RealFi.

🏛️Through the ReaFino DAO, every token holder becomes a co-architect of the platform’s future — empowered to vote, propose, and shape the real-world financial tools that matter most. Whether it's backing a rural crowdfunding initiative, funding an afforestation drive or enhancing the protocol, your voice counts. Governance is not just a feature — it's our foundation.

💰

Resource Allocation

Decide how staking rewards and ecosystem incentives are distributed to support impactful initiatives.

🌍

Ecosystem Expansion

Vote on onboarding new sectors, partnerships, or regions — ensuring growth stays aligned with our mission of inclusion and sustainability.

🛠️

Protocol Upgrades & Treasury Management

Drive upgrades and oversee how the DAO treasury (4% of total token supply) is deployed to support innovation and platform resilience.

🌱

Sustainability & Impact

Help prioritize projects that balance profit with purpose — including charity raffles, social good campaigns, and green finance efforts.

Builders Behind Reafino

A lean crew actively building Reafino — one block at a time

Reshma Mohan

Reshma Mohan

Lead Cardano Engineer

Bachelors in Technology

Plutus Pioneer | DRep Pioneer Leader

Allen Saji

Allen Saji

Lead Frontend Engineer

Bachelors in Computer Science

Eby Moozhiyankal

Eby Moozhiyankal

QA and Community

B.A. Business Administration

Dinesh Kumar

Dinesh Kumar

Legal & Compliance Advisor

B.A. Law